Side by side
Consultation participation and their own register declarations, side by side. Counts, not judgments — participation is not influence.
Counts here are a floor, never a total: they cover the 583 consultation files tracked so far (42,224 submissions, mostly 2025–26), so an organization's real filing history is larger, not smaller.
Company · United Kingdom
Consumer organization · Portugal
Declared costs: not declared · in the register since 2016
Framework for Financial Data Access · Payment services in the internal market · Payment services and electronic money services in the Internal Market
Register facts self-declared (snapshot 2 Sept 2026); cost bands are floors. Shared files are shared attention, not evidence of coordination.
Their opening passages on the files they share, verbatim and in filing order. We do not summarize, compare, or characterize positions — read them at source.
DECO · filed 16 Aug 2023 · source
DECO welcome this proposal. General comments: Acknowledging the objective of promotion of a data driven economy, it is important that there is a regulatory framework to establish the rules by which data sharing happens. This is particularly relevant for financial data as it entails sensitive information of natural persons and firms.
International Personal Finance (IPF) · filed 1 Nov 2023 · source
IPF hopes that the FIDA proposal will help to further level the playing field between bank and non-bank payment providers, as well as modernise and enhance the resilience and competitiveness of the payment sector.
DECO · filed 16 Aug 2023 · source
DECO welcome this proposal. We consider the PSD2 needs to be profoundly revised especially regarding fraud, liability and redress. General comments: The proposals to address consumer/user confidence by enhancing their protection are very much welcome.
International Personal Finance (IPF) · filed 1 Nov 2023 · source
IPF hopes that the proposals will help to further level the playing field between bank and non-bank payment providers, as well as modernise and enhance the resilience and competitiveness of the payment sector. For the upcoming legislative procedure, IPF urges lawmakers in the European Parliament and the Council to use the revision of PSD2 as an opportunity to avoid excessive requirements and increased bureaucracy.
DECO · filed 16 Aug 2023 · source
DECO welcome this proposal. It is essential to have a thorough review of the PSD2. We agree with the conclusion of the impact assessment regarding consumers' at risk of fraud. COMMENTS Scope (Articles 1 and 2 and Recitals 13 and 68) The proposal for a Directive on licensing and supervision of payment institutions is largely based on Title II of PSD2, regarding Payment Service Providers, which only applies to payment…
International Personal Finance (IPF) · filed 1 Nov 2023 · source
IPF hopes that the proposals will help to further level the playing field between bank and non-bank payment providers, as well as modernise and enhance the resilience and competitiveness of the payment sector. For the upcoming legislative procedure, IPF urges lawmakers in the European Parliament and the Council to use the revision of PSD2 as an opportunity to avoid excessive requirements and increased bureaucracy.
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