EBA CLEARING's response to the European Commissions Communication on the Competitiveness of the Banking Sector and the Single Market in Banking. We would like to raise the following points for the Commissions consideration. Pan-European shared infrastructures are key enablers of integration in the Single Market.
EBA CLEARING
Company · France · EU Transparency Register 255145550498-86
Counts here are a floor, never a total: they cover the 665 consultation files tracked so far (57,800 submissions, mostly 2021–26), so an organization's real filing history is larger, not smaller.
Who they are
Among the 1107 non-governmental organisations on this site, they rank #270 by legislative files engaged, a count of participation, not a measure of influence.
Declares membership of
- EPC
- The Euro Banking Association
- Payment System Market Expert Group
- AMI-Pay
Self-declared to the EU Transparency Register (snapshot 15 Oct 2026).
- Register category
- Non-governmental organisations
- Head office
- Paris, France
- EU office
- Brussels
Self-declared to the EU Transparency Register (snapshot 15 Oct 2026); cost bands are floors, not audited totals. Reused under Commission Decision 2011/833/EU.
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Their record over time
EBA CLEARING filed 5 positions between 5 Jan 2023 and 17 Sept 2026, across 5 of the 665 legislative files tracked here, attaching a full position paper 4 times.
What they argued
As the private sector operator of the pan-European SEPA payment systems STEP2-T and RT1, EBA CLEARING welcomes the opportunity to provide feedback on the Proposed Regulation. As a user-governed organisation, EBA CLEARING has reviewed and discussed with its users the potential impact of the Proposed Regulation on private-sector payment systems. Please see attached EBA CLEARING's detailed observations on the Proposal.
As the private sector operator of the pan-European SEPA payment systems STEP2-T and RT1, EBA CLEARING welcomes the opportunity to provide feedback on the proposed Payment Services Regulation. For your consideration, in the attachment, EBA CLEARING has suggested specific amendments to the proposal wording, along with the reasoning behind each proposed amendment.
As the private sector operator of the pan-European SEPA payment systems STEP2-T and RT1, EBA CLEARING welcomes the opportunity to provide feedback on the proposed Payment Services Directive. EBA CLEARING has suggested specific amendments to the proposal wording, along with the reasoning behind each proposed amendment, in the attachment.
The SFD has provided a remarkably stable and robust legal framework for over 20 years (which have seen most other regulatory frameworks considerably changed) and EU-based systems rely on the central concepts of the SFD, as reflected in their system rules. Whilst the objective of this review is clear and important, it is also important to avoid upsetting these robust proven concepts unnecessarily.
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Turns up on the same files
Organizations that also filed on at least two of the same consultations. A shared interest in the same dossiers, not evidence of coordination, and we do not suggest any.
Showing 5 of 35.
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Everything on this page comes from EBA CLEARING’s own submissions to the European Commission. We have added nothing and interpreted nothing. If something is wrong or out of date, email info@policyspeak.com and we will correct it. If you are an individual named in a record, our privacy policy sets out your rights to correction, objection and removal.
Quotes are verbatim from submissions published by the European Commission, trimmed to their opening passage and never summarized by a model. Organizations only, never individuals. Reused under Commission Decision 2011/833/EU; the European Commission is not liable for this reuse.