As the private sector operator of the pan-European SEPA payment systems STEP2-T and RT1, EBA CLEARING welcomes the opportunity to provide feedback on the proposed Payment Services Regulation. For your consideration, in the attachment, EBA CLEARING has suggested specific amendments to the proposal wording, along with the reasoning behind each proposed amendment.
EBA CLEARING
Company · France · EU Transparency Register 255145550498-86
Counts here are a floor, never a total: they cover the 326 consultation files tracked so far (29,503 submissions, mostly 2025–26), so an organization's real filing history is larger, not smaller.
Who they are
Among the 925 companies & groups on this site, they rank #398 by legislative files engaged — a count of participation, not a measure of influence.
Declares membership of
- EPC
- The Euro Banking Association
- Payment System Market Expert Group
- AMI-Pay
Self-declared to the EU Transparency Register (snapshot 30 Aug 2026).
- Register category
- Companies & groups
- Head office
- Paris, France
- EU office
- Brussels
Self-declared to the EU Transparency Register (snapshot 30 Aug 2026); cost bands are floors, not audited totals. Reused under Commission Decision 2011/833/EU.
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Their record over time
EBA CLEARING filed 2 positions between 31 Oct 2023 and 3 Apr 2026, across 2 of the 326 legislative files tracked here, attaching a full position paper 2 times.
What they argued
The SFD has provided a remarkably stable and robust legal framework for over 20 years (which have seen most other regulatory frameworks considerably changed) and EU-based systems rely on the central concepts of the SFD, as reflected in their system rules. Whilst the objective of this review is clear and important, it is also important to avoid upsetting these robust proven concepts unnecessarily.
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Turns up on the same files
Organizations that also filed on at least two of the same consultations. A shared interest in the same dossiers — not evidence of coordination, and we do not suggest any.
- French Banking Federation · 2 files in common
- Finance Denmark · 2 files in common
- German Banking Industry Committee · 2 files in common
- ABI - Italian Banking Association · 2 files in common
- Asociación Española de Banca · 2 files in common
Is this your organization?
Everything on this page comes from EBA CLEARING’s own submissions to the European Commission — we have added nothing and interpreted nothing. If something is wrong or out of date, email info@policyspeak.com and we will correct it. If you are an individual named in a record, our privacy policy sets out your rights to correction, objection and removal.
Quotes are verbatim from submissions published by the European Commission, trimmed to their opening passage and never summarized by a model. Organizations only, never individuals. Reused under Commission Decision 2011/833/EU; the European Commission is not liable for this reuse.