Consultation participation and their own register declarations, side by side. Counts, not judgments — participation is not influence.
Counts here are a floor, never a total: they cover the 583 consultation files tracked so far (42,224 submissions, mostly 2025–26), so an organization's real filing history is larger, not smaller.
Register facts self-declared (snapshot 2 Sept 2026); cost bands are floors. Shared files are shared attention, not evidence of coordination.
What each said, in their own words
Their opening passages on the files they share, verbatim and in filing order. We do not summarize, compare, or characterize positions — read them at source.
SMEunited supports all initiatives, which facilitate access to finance of SMEs. Improving access to data can improve access to finance from third parties. However, for SMEs it is important to control access to their data. This means, even if SME data are stored at a platform or similar locations, the SMEs must have control over who can access them.
I. General support to the initiative On behalf of the Czech Insurtech Association, we would like to express our strong support for the proposed Open Finance Framework (FIDA) and, specifically, the development of an Open Insurance Framework.
The Czech Insurtech Association would like to express its gratitude for the new and modern law on liability for defective products, and is excited about the prospect of it soon becoming a reality. We are very supportive in creating a level playing field for EU operators and those non-EU based, and we welcome the introduction of clear and predictable rules facilitating legal certainty and predictability of the…
SMEunited welcomes the proposal as updated liability rules are necessary to account for the necessities of a digitalised world and a circular economy. Below our main take aways: - The proposal must take into account that an increased liability comes together with higher prices for European products. - Entrepreneurs require clear rules in order to make their business decisions.
The Czech Insurtech Association would like to express gratitude for the Proposal on the Artificial Intelligence Liability Directive (AILD), which is the horizontal regulation with an impact on certain technology without consideration of sector specificities.
SMEunited welcomes the aim to provide more clarity and legal security for businesses engaging with AI in EU Member States and especially for businesses trading across borders. Bringing minimum levels of protection is appropriate but must take into account the size and resources of the different economic actors.
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