Side by side
Consultation participation and their own register declarations, side by side. Counts, not judgments — participation is not influence.
Counts here are a floor, never a total: they cover the 583 consultation files tracked so far (42,224 submissions, mostly 2025–26), so an organization's real filing history is larger, not smaller.
Industry association · Spain
Trade union · Belgium
Declared costs: €4M+ a year · in the register since 2008
Digital Markets Act · Consumer credits
Register facts self-declared (snapshot 2 Sept 2026); cost bands are floors. Shared files are shared attention, not evidence of coordination.
Their opening passages on the files they share, verbatim and in filing order. We do not summarize, compare, or characterize positions — read them at source.
European Banking Federation · filed 30 Jun 2020 · source
The European Banking Federation (EBF) welcomes the European Commission’s initiative to address the issues with regard to large online platforms with significant network effects acting as gatekeepers and welcomes the opportunity to respond to the published Inception Impact Assessment (IIA) on a possible ex-ante regulatory instrument.
Adigital · filed 5 May 2021 · source
Adigital shares the objective of the markets remaining fair and contestable for innovators, business and market entrants, and understands the final goals of the Digital Markets Act. However, we consider that some elements should be clarified to avoid the possibility of having unintended effects and harmful consequences in the ecosystem both on consumers and business users of platforms.
Adigital · filed 2 Sept 2021 · source
The European Commission recently published a new proposal for a Directive on consumer credits repealing and replacing the existing Consumer Credit Directive (2008/48/EC). With the proposal, the Commission aims to increase consumer protection for consumer credits. The Commission recognises that consumer credits help consumers finance all sorts of projects and goods.
Adigital · filed 2 Sept 2021 · source
The European Commission recently published a new proposal for a Directive on consumer credits repealing and replacing the existing Consumer Credit Directive (2008/48/EC). With the proposal, the Commission aims to increase consumer protection for consumer credits. The Commission recognises that consumer credits help consumers finance all sorts of projects and goods.
European Banking Federation · filed 2 Sept 2021 · source
The EBF and its members have extensively contributed to the consultations prior the CCD review. Regrettably, proposals for improvement on technological developments or administrative burden have not been considered. This is a missed opportunity to further integrate and modernise credit markets in Europe. A successful and efficient lending framework should consider both the needs of clients and providers.
2 organizations on one sheet: every file each filed on, their register declarations, and a working link to each submission. Free: we ask for your name and email, and PolicySpeak may contact you about the product (privacy policy). The per-file record stays downloadable without signing up on each file’s page.