Side by side
Consultation participation and their own register declarations, side by side. Counts, not judgments — participation is not influence.
Counts here are a floor, never a total: they cover the 583 consultation files tracked so far (42,224 submissions, mostly 2025–26), so an organization's real filing history is larger, not smaller.
Industry association · Belgium
Declared costs: €100K+ a year · in the register since 2009
Consumer organization · Belgium
Declared costs: not declared · in the register since 2008
Commission Implementing Decision on standard contractual clauses for the transfer of personal data to third countries · Consumer credits
Register facts self-declared (snapshot 2 Sept 2026); cost bands are floors. Shared files are shared attention, not evidence of coordination.
Their opening passages on the files they share, verbatim and in filing order. We do not summarize, compare, or characterize positions — read them at source.
ACCIS · filed 10 Dec 2020 · source
Established in Dublin in 1990, the Association of Consumer Credit Information Suppliers (ACCIS) represents the largest group of credit reference agencies in the world. ACCIS brings together 42 members across 28 European countries and 10 associate and affiliate members from all other continents. Please find our feedback on this consultation in the attached PDF document. Thank you for your attention.
BEUC - The European Consumer Organisation · filed 10 Dec 2020 · source
BEUC thanks the Commission for the opportunity to comment on the draft standard contractual clauses for transferring personal data to non-EU countries. In attachment our response. We remain available for answering any questions the Commission may have. BEUC's Digital Team
ACCIS · filed 28 Aug 2020 · source
The Association of Consumer Credit Information Suppliers (ACCIS) represents the largest group of credit reference agencies (CRAs) in the world. CRAs are independent organisations that securely hold data about consumers. Lenders use the information held by CRAs to assess the creditworthiness of borrowers.
BEUC - The European Consumer Organisation · filed 1 Sept 2020 · source
Credit helps consumers to finance their buying of a home, their children’s education, or the purchasing of consumer goods. But if credit is misused, becomes unsustainable and causes over-indebtedness, the consequences for borrowers, lenders and the economy’s stability can be immense.
ACCIS · filed 1 Sept 2021 · source
ACCIS represents the largest group of credit reference agencies in the world. ACCIS brings together 40 members across 28 European countries and 11 associate and affiliate members from all other continents. ACCIS broadly welcomes the Commission’s proposal to review the Consumer Credit Directive (CCD).
BEUC - The European Consumer Organisation · filed 2 Sept 2021 · source
The proposal brings a series of positive advances related to the protection of consumers in consumer credit markets. In particular, BEUC welcomes the fact that several important safeguards advocated for in its position paper on the revision of the Consumer Credit Directive (CCD) are now reflected in the revised proposal (see…
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