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EMA

Electronic Money Association

Industry association · Belgium · EU Transparency Register 84308599569-14

12
positions filed
in the 665 files tracked
11
legislative files
of 665 tracked
12
with a full position paper
attached to a submission

Counts here are a floor, never a total: they cover the 665 consultation files tracked so far (57,774 submissions, mostly 2021–26), so an organization's real filing history is larger, not smaller.

Who they are

Among the 1518 trade and business associations on this site, they rank #310 by legislative files engaged, a count of participation, not a measure of influence.

3.3
declared lobbying FTE
self-declared
€300K+
declared costs / yr (floor)
0
EP accreditations
as declared to the register
2012
in the register since

Declares membership of

  • European Commission Payment Systems Market Expert Group (PSMEG)
  • European Payments Council (EPC)
  • European Retail Payments Board (ERPB)

Self-declared to the EU Transparency Register (snapshot 14 Oct 2026).

Register category
Trade and business associations
Head office
Brussels, Belgium

Self-declared to the EU Transparency Register (snapshot 14 Oct 2026); cost bands are floors, not audited totals. Reused under Commission Decision 2011/833/EU.

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Their record over time

Electronic Money Association filed 12 positions between 15 Feb 2021 and 13 Feb 2026, across 11 of the 665 legislative files tracked here, attaching a full position paper 12 times.

2021 · 4 filed2022 · 1 filed2023 · 5 filed2025 · 1 filed2026 · 1 filed

What they argued

28th regime corporate legal framework – EU Inc.filed 30 Sept 2025PDFsource

The EMA is the EU trade body representing electronic money issuers and alternative payment service providers. Our members include leading payments and e-commerce businesses worldwide, providing online payments, card-based products, electronic vouchers, and mobile payment instruments. Most members operate across the EU, most frequently on a cross-border basis.

Framework for Financial Data Accessfiled 1 Nov 2023PDFsource

The Electronic Money Association (EMA), established in 2001, is the trade body for European and UK E-Money Institutions (EMIs), Payment Institutions (PIs), Crypto Assets Providers (CASPs), and Credit Institutions (CIs) providing innovative payments solutions.

Fighting online fraud – action planfiled 13 Feb 2026PDFsource

The EMA is the EU trade body representing electronic money issuers and alternative payment service providers. Our members include leading payments and e-commerce businesses worldwide, providing online payments, card-based products, electronic vouchers, and mobile payment instruments. Most members operate across the EU, most frequently on a cross-border basis.

Instant payments in eurofiled 5 Jan 2023PDFsource

The EMA welcomes the Commissions proposals to improve the supply of instant payments across Europe, and tackle the key issues that have hampered the uptake of instant payment in euro. We share the Commissions view that SEPA instant payments have the capacity to form the foundations to support the EU retail payments strategy.

Payment services in the internal marketfiled 1 Nov 2023PDFsource

The Electronic Money Association (EMA), established in 2001, is the trade body for European and UK Crypto Assets Providers (CASPs), Payment Institutions (PIs), E-Money Institutions (EMIs), and Credit Institutions (CIs) providing innovative payments.

Prevention of the use of the financial system for the purposes of money laundering or terrorist financingfiled 18 Nov 2021PDFsource

The Electronic Money Association is the trade body for electronic money issuers and innovative payment service providers. Our members include leading payments and e-commerce businesses providing online/mobile payments, card-based products, electronic vouchers, crypto asset exchanges, electronic marketplaces, merchant acquiring services and a range of other innovative payment services.

Financial services contracts concluded at a distancefiled 8 Jul 2022PDFsource

The EMA is the EU trade body representing electronic money issuers and alternative payment service providers. Our members include leading payments and e-commerce businesses worldwide, providing online payments, card-based products, electronic vouchers, and mobile payment instruments. Most members operate across the EU, most frequently on a cross-border basis. Our members are listed at the end of this letter.

Digital Finance: amending Directive regarding Digital Operational Resilience requirementsfiled 18 May 2021PDFsource

The EMA is the EU trade body of FinTech and BigTech firms engaging in the provision of alternative payment services and the issuance of electronic money. Our members include leading payments and e-commerce businesses providing online/mobile payments, card-based products, electronic vouchers, virtual currency exchanges, electronic marketplaces, merchant acquiring services and a range of other innovative payment…

Digital Finance: amending Directive regarding Digital Operational Resilience requirementsfiled 15 Feb 2021PDFsource

The EMA is the EU trade body of FinTech and BigTech firms engaging in the provision of alternative payment services and the issuance of electronic money. Our members include leading payments and e-commerce businesses providing online/mobile payments, card-based products, electronic vouchers, virtual currency exchanges, electronic marketplaces, merchant acquiring services and a range of other innovative payment…

Prevention of the use of the financial system for the purposes of money laundering or terrorist financing: mechanisms to be put in place by the Member Statesfiled 18 Nov 2021PDFsource

The Electronic Money Association is the trade body for electronic money issuers and innovative payment service providers. Our members include leading payments and e-commerce businesses providing online/mobile payments, card-based products, electronic vouchers, crypto asset exchanges, electronic marketplaces, merchant acquiring services and a range of other innovative payment services.

Deposit protection, use of deposit guarantee schemes funds, cross-border cooperation, and transparencyfiled 15 Aug 2023PDFsource

Electronic Money Association 68 Square Marie-Louise Brussels 1000 Belgium www.e-ma.org 15 August 2023 Dear Madam/Sir, Re: Consultation on the European Commission proposal to amend Directive 2014/49/EU as regards the scope of deposit protection, use of deposit guarantee schemes funds, crossborder cooperation, and transparency The EMA is the EU trade body representing electronic money issuers and alternative payment…

Opening of the attached position paper · the full paper is on the Commission’s record (source link above)

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Turns up on the same files

Organizations that also filed on at least two of the same consultations. A shared interest in the same dossiers, not evidence of coordination, and we do not suggest any.

Showing 5 of 69.

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Everything on this page comes from Electronic Money Association’s own submissions to the European Commission. We have added nothing and interpreted nothing. If something is wrong or out of date, email info@policyspeak.com and we will correct it. If you are an individual named in a record, our privacy policy sets out your rights to correction, objection and removal.

Quotes are verbatim from submissions published by the European Commission, trimmed to their opening passage and never summarized by a model. Organizations only, never individuals. Reused under Commission Decision 2011/833/EU; the European Commission is not liable for this reuse.