Framework for Financial Data Access
Framework for Financial Data Access and amending Regulations (EU) No 1093/2010, (EU) No 1094/2010, (EU) No 1095/2010 and (EU) 2022/2554
- Stage
- Trilogue, reached 4 Dec 2024
- Procedure
- Ordinary legislative procedure
- Rapporteur
- Johan Van Overtveldt (ECR)
- Lead DG
- DG FISMA
- Commissioner
- Mairead McGuinness
- Last activity
- 21 Oct 2025
Where it stands
Latest: Retained as a pending proposal in the Commission work programme, 21 Oct 2025.
ShowHide the earlier record: 15 dates, 2 Aug 2022 to 28 Mar 2025
- 2 Aug 2022
- Call for evidence closed: Open finance framework, 79 responses · Commission
- Public consultation closed: Open finance framework, 101 responses · Commission
- 29 Jun 2023
- Adoption of legislative proposal by the Commission
- 5 Jul 2023
- Discussions within the Council or its preparatory bodies
- 19 Oct 2023
- Referred to committee
- 1 Nov 2023
- Feedback on adopted proposal closed: Open finance framework, 84 responses · Commission
- 13 Dec 2023
- Committee report tabled
- EP committee draft report
- 2 Feb 2024
- Committee amendments tabled
- Tabling of amendments in the EP committee responsible
- 18 Apr 2024
- Adoption of draft report
- Committee report adopted
- 19 Apr 2024
- Discussions within the Council or its preparatory bodies
- 30 Apr 2024
- Tabling report by committee
- Tabled for plenary
- 12 Sept 2024
- Appointment of rapporteur
- Decision on procedure
- 13 Nov 2024
- Referred to committee
- 4 Dec 2024
- Adoption of negotiating mandate by Coreper
- 18 Dec 2024
- Plenary endorsed the trilogue mandate
- 28 Mar 2025
- Deliberations in Coreper
- 1 Apr 2025
- Interinstitutional negotiations
- Meeting — Trilogue (1st reading)
- 11 Jun 2025
- Deliberations in Coreper
- 17 Jun 2025
- Interinstitutional negotiations
- Meeting — Trilogue (1st reading)
- 19 Jun 2025
- Deliberations in Coreper
- 16 Jul 2025
- Deliberations in Council working party
- 4 Sept 2025
- Deliberations in Council working party
- 1 Oct 2025
- Deliberations in Council working party
- 21 Oct 2025
- Retained as a pending proposal in the Commission work programme · Commission
Who is on it
The Parliament's rapporteurs, shadow rapporteurs and opinion rapporteurs currently on this file.
| Role | Name | Group | Country | Committee |
|---|---|---|---|---|
| Rapporteur | Johan Van Overtveldt | ECR | BE | ECON |
| Shadow rapporteur | Eero Heinäluoma | S&D | FI | ECON |
| Shadow rapporteur | Jussi Saramo | The Left | FI | ECON |
| Shadow rapporteur | Rasmus Andresen | Greens/EFA | DE | ECON |
| Shadow rapporteur | Regina Doherty | EPP | IE | ECON |
| Shadow rapporteur | Stéphanie Yon-courtin | Renew | FR | ECON |
| Shadow rapporteur | Tomáš Kubín | PfE | CZ | ECON |
Amendments
Tabled on 2 Feb 2024.
By committee
- ECON433
By author
- Fulvio Martusciello63
- Herbert Dorfmann63
- Ville Niinistö · Verts/ALE51
- Aurore Lalucq36
- Eero Heinäluoma36
- Jonás Fernández36
- Costas Mavrides35
- Ondřej Kovařík35
- Gilles Boyer23
- Markus Ferber23
ShowHide 7 more authors
- Stéphanie YON-COURTIN23
- Martin Hlaváček19
- Isabel Benjumea Benjumea15
- Lídia Pereira15
- Engin Eroglu5
- Esther de Lange4
- Othmar Karas2
Amendments each member tabled or co-signed. The record names an author on 270 of the 433 amendments.
By article
- Article 3 – paragraph 1 – point 310
- Article 36 – paragraph 29
- Article 2 – paragraph 1 – point b7
- Article 5 – paragraph 17
- Article 9 – paragraph 17
- Article 2 – paragraph 1 – point e6
- Article 2 – paragraph 1 – point f6
- Article 2 – paragraph 3 a (new)6
- Article 2 – paragraph 4 a (new)6
- Article 3 – paragraph 1 – point 26
ShowHide 20 more provisions
- Article 3 – paragraph 1 – point 55
- Article 4 – paragraph 15
- Article 7 – paragraph 35
- Recital 105
- Recital 225
- Recital 485
- Article 10 – paragraph 1 – subparagraph 1 – point h – introductory part4
- Article 10 – paragraph 1 – subparagraph 1 – point h – point i4
- Article 10 – paragraph 1 – subparagraph 1 – point h – point v4
- Article 2 – paragraph 1 – point c4
- Article 2 – paragraph 34
- Article 2 – paragraph 4 b (new)4
- Article 3 – paragraph 1 – point 6 a (new)4
- Article 3 – paragraph 1 – point 74
- Article 3 – paragraph 1 – point 7 a (new)4
- Article 3 – paragraph 1 – point 94
- Article 31 – paragraph 1 – point e a (new)4
- Article 5 – paragraph 24
- Article 6 – paragraph 4 a (new)4
- Article 7 – paragraph 24
Covers 156 of the 433 amendments.
Documents
Newest first. Each opens at its source.
- Report · A9-0183/2024Parliament
- Proposal · COM(2023)0360Parliament
- OJ C 000 20.11.2023, p. 0000Commission
- OJ C 02.10.2024Commission
Consultations on it
The Commission's Have Your Say consultations linked to this file. Where we publish the positions filed, the title opens them here.
| Consultation | Feedback deadline | Feedback received |
|---|---|---|
| 1 Nov 2023 | 264 |
Summary
GeneratedThe Framework for Financial Data Access establishes common rules for accessing and sharing customer data across financial institutions, enabling third-party providers to develop new data-driven services. It primarily affects banks, insurers, payment service providers, and fintech companies. The file is currently in trilogue negotiations following the European Parliament's first reading position.
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A first draft
Sources: EP Legislative Observatory. Record as of 14 Sept 2026. Something wrong on this page? Report an error.
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