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2023/0209(COD)COM(2023)366ECON

Payment services and electronic money services in the Internal Market

Payment services and electronic money services in the Internal Market amending Directive 98/26/EC and repealing Directives 2015/2366/EU and 2009/110/EC

Stage
Council adoption, reached 22 Apr 2026
Procedure
Directive · Ordinary legislative procedure
Rapporteur
Morten Løkkegaard (Renew)
Lead DG
DG FISMA
Commissioner
Maria Luís Albuquerque
Council configuration
Economic and Financial Affairs Council
Last activity
5 May 2026
Legal basis
TFEU_2016 Art. 114; TFEU_2016 Art. 294; TFEU_2016 Art. 53
41 entries · record as of 14 Sept 2026

Where it stands

Latest: Adoption of draft report, 5 May 2026.

Show the earlier record: 22 dates, 29 Jun 2023 to 8 Sept 2025
  1. 29 Jun 2023
    • Adoption of legislative proposal by the Commission
  2. 5 Jul 2023
    • Discussions within the Council or its preparatory bodies
  3. 11 Sept 2023
    • Referred to committee
  4. 1 Nov 2023
    • Feedback on adopted proposal closed: Payment services – revision of EU rules (Directive), 30 responses · Commission
  5. 13 Nov 2023
    • Committee report tabled
    • EP committee draft report
  6. 4 Dec 2023
    • Committee amendments tabled
    • Tabling of amendments in the EP committee responsible
  7. 14 Feb 2024
    • Committee report adopted
  8. 21 Feb 2024
    • Tabled for plenary
  9. 19 Apr 2024
    • Discussions within the Council or its preparatory bodies
  10. 23 Apr 2024
    • Plenary adopted first-reading position
    • Plenary vote
  11. 2 Jul 2024
    • Discussions within the Council or its preparatory bodies
  12. 12 Sept 2024
    • Appointment of rapporteur
    • Decision on procedure
  13. 13 Nov 2024
    • Referred to committee
  14. 20 Dec 2024
    • Deliberations in Coreper
  15. 4 Apr 2025
    • Deliberations in Council working party
  16. 29 Apr 2025
    • Deliberations in Council working party
  17. 15 May 2025
    • Deliberations in Council working party
  18. 18 Jun 2025
    • Adoption of negotiating mandate by Coreper
  19. 27 Jun 2025
    • Adoption of negotiating mandate by Coreper
  20. 7 Jul 2025
    • Deliberations in Council working party
  21. 9 Jul 2025
    • Interinstitutional negotiations
    • Meeting — Trilogue (2nd reading)
  22. 8 Sept 2025
    • Deliberations in Council working party
  1. 23 Sept 2025
    • Deliberations in Council working party
    • Interinstitutional negotiations
    • Meeting — Trilogue (2nd reading)
  2. 2 Oct 2025
    • Deliberations in Council working party
  3. 21 Oct 2025
    • Retained as a pending proposal in the Commission work programme · Commission
  4. 23 Oct 2025
    • Interinstitutional negotiations
    • Meeting — Trilogue (2nd reading)
  5. 17 Nov 2025
    • Deliberations in Council working party
  6. 26 Nov 2025
    • Interinstitutional negotiations
    • Meeting — Trilogue (2nd reading)
  7. 22 Apr 2026
    • Endorsement of the provisional agreement by Coreper · Council
  8. 5 May 2026
    • Adoption of draft report
    • Approval of the provisional agreement with the Council by the EP committee responsible · Parliament committee
    • Committee approved the provisional agreement
7 people

Who is on it

The Parliament's rapporteurs, shadow rapporteurs and opinion rapporteurs currently on this file.

RoleNameGroupCountryCommittee
RapporteurMorten LøkkegaardRenewDKECON
Shadow rapporteurJussi SaramoThe LeftFIECON
Shadow rapporteurLídia PereiraEPPPTECON
Shadow rapporteurMarlena MalągECRPLECON
Shadow rapporteurRené RepasiS&DDEECON
Shadow rapporteurTomáš KubínPfECZECON
Shadow rapporteurVirginijus SinkevičiusGreens/EFALTECON
90 amendments

Amendments

Tabled on 4 Dec 2023. The texts are in the amendment documents below.

By committee

  • ECON90

By author

  • Lídia Pereira25
  • Marek Belka24
  • René Repasi24
  • Ondřej Kovařík6

Amendments each member tabled or co-signed. The record names an author on 55 of the 90 amendments.

By article

  • Article 2 – paragraph 1 – point 243
  • Article 37 – paragraph 1 – point b3
  • Article 46 – paragraph 1 – point 13
  • Annex II – paragraph 12
  • Article 17 – paragraph 1 – subparagraph 1 – point a2
  • Article 19 – paragraph 22
  • Article 2 – paragraph 1 – point 372
  • Article 30 – paragraph 3 – subparagraph 12
  • Article 38 – paragraph 4 a (new)2
  • Article 5 – paragraph 1 – point d2
Show 20 more provisions
  • Article 9 – paragraph 22
  • Recital 132
  • Recital 352
  • Recital 62
  • Recital 622
  • Article 10 – paragraph 4 – point b1
  • Article 14 – paragraph 11
  • Article 19 – paragraph 1 – introductory part1
  • Article 2 – paragraph 1 – point 261
  • Article 2 – paragraph 1 – point 271
  • Article 2 – paragraph 1 – point 301
  • Article 2 – paragraph 1 – point 361
  • Article 2 – paragraph 1 – point 381
  • Article 20 – paragraph 21
  • Article 20 – paragraph 31
  • Article 21 – paragraph 11
  • Article 3 – paragraph 3 – subparagraph 1 – point b1
  • Article 3 – paragraph 3 – subparagraph 1 – point l – point i1
  • Article 3 – paragraph 3 – subparagraph 1 – point l – point ii1
  • Article 30 – paragraph 1 a (new)1

Covers 48 of the 90 amendments.

10 documents

Documents

Newest first. Each opens at its source.

1 consultation

Consultations on it

The Commission's Have Your Say consultations linked to this file. Where we publish the positions filed, the title opens them here.

ConsultationFeedback deadlineFeedback received
1 Nov 202330

Summary

Generated

This regulation updates the EU framework for payment and electronic money services by repealing Directives 2015/2366/EU and 2009/110/EC and amending Directive 98/26/EC. It establishes a unified legal regime for cross-border transactions, consumer protection, and capital movement for financial institutions.

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Sources: EP Legislative Observatory · EU Law Tracker. Record as of 14 Sept 2026. Something wrong on this page? Report an error.

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