Statutory prudential backstops addressing insufficient provisioning for newly originated loans that turn non-performing
- Stage
- In force, reached 25 Apr 2019
- In force
- In force since 26 Apr 2019 · CELEX 32019R0630
- Lead DG
- DG FISMA
- Last activity
- 25 Apr 2019
Where it stands
Latest: Published in the Official Journal, 25 Apr 2019.
- 7 Dec 2017
- Inception impact assessment closed: Statutory prudential backstops addressing insufficient provisioning for newly originated loans that turn non-performing, 2 responses · Commission
- 26 May 2018
- Feedback on adopted proposal closed: Statutory prudential backstops addressing insufficient provisioning for newly originated loans that turn non-performing, 15 responses · Commission
- 25 Apr 2019
- Published in the Official Journal
Consultations on it
The Commission's Have Your Say consultations linked to this file. Each title opens on the Commission's portal.
| Consultation | Feedback deadline | Feedback received |
|---|---|---|
| 26 May 2018 | 17 |
Summary
GeneratedThis in-force regulation establishes binding minimum provisioning levels banks must set aside for loans that become non-performing after origination. It targets credit institutions across the EU to harmonize and strengthen loss-covering practices. The measure, led by DG FISMA, is now in force.
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