Mastercard

Mastercard’s Response to the Public Consultation on the Digital Omnibus Package Introduction As a global payments and digital infrastructure provider with a strong presence in the EU for more than 45 years, Mastercard welcomes the opportunity to contribute to the European Commission’s consultation on the Digital Omnibus package.

Opening of the attached position paper · the full paper is on the Commission’s record (source link above)

Mastercard welcomes the opportunity to provide feedback to the European Commission on the Proposal for a Regulation laying down harmonised rules on artificial intelligence. This consultation comes at a difficult moment for many individuals, communities and businesses.

Mastercard welcomes the opportunity to provide feedback to the European Commission’s Inception Impact Assessment (“IIA”) on an EU legislative initiative for AI. Mastercard wishes to express its support for Policy Option 4 as outlined in the IIA.

Mastercard welcomes the opportunity to provide feedback on the Inception Impact Assessment (IIA) of the European Commission’s future Data Act (including the review of the Directive 96/9/EC on the legal protection of databases). Mastercard is supportive of the development of a human-centric data ecosystem which will encourage public entities and business to share and use data in a fair and transparent way.

Mastercard welcomes the opportunity to provide feedback to the European Commission on its proposed Data Governance Act (“DGA”) as part of the public consultation on Data sharing in the EU – common European data spaces (new rules).

Mastercard response to European Commission’s consultation on a European business wallet 12 June2025 As digitalization progresses, ensuring trust among parties is a key enabling factor for unlocking further growth and innovation. The EU has already made great advances towards this by enacting the revised legal framework for digital identity.

Opening of the attached position paper · the full paper is on the Commission’s record (source link above)

Response to Commission’s Roadmap/Impact Assessment on the Packaged Travel Directive The travel industry represents a clear example of how the pandemic has radically altered the landscape and expectations of all stakeholders of the ecosystem, such as travel agencies, airlines and, of course, consumers.

Mastercard welcomes the opportunity to feedback on the Commission’s initiative on instant payments. Electronic payments are the foundation of the digital economy in Europe. We see the importance of giving consumers and businesses access to the full range of electronic payment types including cards, instant payments and hybrid services as well as non-digital payments - such as cash.

EU Cloud and AI Development Act Mastercard Position Paper – September 2026 Introduction Mastercard supports the objectives of the Cloud and AI Development Act (CADA) to strengthen Europe's resilience, competitiveness, and strategic autonomy.

Opening of the attached position paper · the full paper is on the Commission’s record (source link above)

Mastercard welcomes the Commission's legislative proposal on PSR, and its ambition to improve upon the existing PSD2 regime. We welcome the measures aimed at making the payment ecosystem even more resilient to fraud, and also the initiatives to further streamline the Open Banking ecosystem.

Mastercard welcomes the opportunity provided by the Commission to give feedback on the proposal for a REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on Markets in Crypto-assets, and amending Directive (EU) 2019/1937. Please find our feedback in the attached document.

Mastercard welcomes the Commission's legislative proposal on PSD3, and its ambition to improve upon the existing PSD2 regime. We welcome the measures aimed at streamlining the existing rules and making the framework more coherent and robust. In our position paper we provide suggestions on how to improve the legislative proposal.