Introducing cybersecurity by design and by default principles into digital products, the proposed EU Cyber Resilience Act (CRA) marks a clear commitment from the European Union to protect millions of businesses and consumers in an increasingly connected world. The draft legislation covers any product with digital elements and applies to manufacturers of hardware and software components and devices.
Smart Payment Association
Industry association · Germany · EU Transparency Register 035947127270-10
Counts here are a floor, never a total: they cover the 665 consultation files tracked so far (57,774 submissions, mostly 2021–26), so an organization's real filing history is larger, not smaller.
Who they are
Among the 1518 trade and business associations on this site, they rank #935 by legislative files engaged, a count of participation, not a measure of influence.
Declares membership of
- EMVCo
- International Forecourt Standard Forum (IFSF)
- PCI Security Standards Council (PCI SSC)
- European Payments Stakeholders Group (EPSG) & Eurosmart
Self-declared to the EU Transparency Register (snapshot 14 Oct 2026).
- Register category
- Trade and business associations
- Head office
- Munich, Germany
Self-declared to the EU Transparency Register (snapshot 14 Oct 2026); cost bands are floors, not audited totals. Reused under Commission Decision 2011/833/EU.
Track Smart in PolicySpeak: request access →
Work at Smart Payment Association? so we know who speaks for it.
Their record over time
Smart Payment Association filed 3 positions between 7 Apr 2021 and 17 Apr 2025, across 3 of the 665 legislative files tracked here, attaching a full position paper 3 times.
What they argued
The Smart Payment Association (SPA) is the trade body of the cards and mobile payments industry. SPA addresses the challenges of a fast-evolving payment ecosystem, promoting innovation, security and interoperability of payment instruments.
The Smart Payment Association (SPA) s an organization of major european security technology vendors for the financial industry. SPA is particularly active in the production of both SEPA and Global standards for retail payment systems with a focus on innovation and consumer protection. Our position is summarized in four points: 1. Promote standards for the interoperable selection of Instant Payments at the POI 2.
Looking for an argument rather than an organization? Search every submission for a phrase and see everyone who used it.
Put Smart Payment Association next to another organization. Same files, same register facts, side by side. Compare →
Turns up on the same files
Organizations that also filed on at least two of the same consultations. A shared interest in the same dossiers, not evidence of coordination, and we do not suggest any.
Showing 5 of 23.
Is this your organization?
Everything on this page comes from Smart Payment Association’s own submissions to the European Commission. We have added nothing and interpreted nothing. If something is wrong or out of date, email info@policyspeak.com and we will correct it. If you are an individual named in a record, our privacy policy sets out your rights to correction, objection and removal.
Quotes are verbatim from submissions published by the European Commission, trimmed to their opening passage and never summarized by a model. Organizations only, never individuals. Reused under Commission Decision 2011/833/EU; the European Commission is not liable for this reuse.