Intesa Sanpaolo

Intesa Sanpaolo welcomes the European Commissions initiative to simplify and clarify the implementation of the AI Act through the AI Omnibus, supporting the objective of a clear and innovation-friendly regulatory framework.

Intesa Sanpaolo welcomes this Call for Evidence as the need for simplification and clarification of the EU digital regulatory framework is urgent. Financial institutions face significant burdens and regulatory risks due to fragmented legislation, overlapping regulatory regimes, and inconsistent interpretations across multiple authorities which prevent legal certainty and predictable outcomes.

The Bank welcomes the Commissions proposal to revise the TSC of the Climate and Environmental Acts and supports the broader objective of making the Taxonomy framework more workable and easier to apply in practice.

Intesa Sanpaolo welcomes the European Commissions initiative to revise and simplify the European Sustainability Reporting Standards (ESRS), reflected in the revised standards published on 6 May 2026. This initiative represents an important step towards enhancing the usability, proportionality and overall coherence of the EU sustainability reporting framework, while preserving the transparency objectives underpinning…

Intesa Sanpaolo, one of the top banking groups in Europe, welcomes the opportunity to respond to the European Commission’s (EC) Artificial Intelligence Act (AIA). This position paper is intended to present its key recommendations to the EC in the context of the have your say procedure on the AIA.

Intesa Sanpaolo is aware of the responsibilities that are connected from its position and of having a significant impact on the social and environmental space in which it carries out its business. Thus, it has chosen not to seek only profits, but also to create long-term value for the Bank, its employees, customers, community and the environment.

The Bank welcomes the Commissions proposal to revise the TSC of the Climate and Environmental Acts and supports the broader objective of making the Taxonomy framework more workable and easier to apply in practice.

We strongly support the European Commission's initiative on the rationalisation of reporting requirements, also removing redundant or duplicating obligations. We acknowledge the importance to strike the right balance between the burdens and costs borne by companies and benefits of customers, investors, communities and stakeholders in general.

Intesa Sanpaolo welcomes the opportunity to provide its feedback to this call for evidence on the future EU Quantum Act. From the point of view of a financial reality such as Intesa Sanpaolo, cybersecurity is one of our main concerns. We suggest integrating the EU Quantum Act with a clear roadmap of Post Quantum Cryptography migration timeline for public and private companies.

Being a banking-sector stakeholder involved in regulated digitalisation projects, we believe the European Business Wallet initiative represents a strategic step towards building a common, trustworthy and simplified infrastructure for European SMEs, in the relationship with public administration and regulated private-sector entities.

Intesa Sanpaolo, one of the top banking groups in the European Union, welcomes the opportunity to provide preliminary feed-back to the co-legislators about the European Commissions proposal for an Instant Payment Regulation. As highlighted in other European Commissions public consultations, Intesa Sanpaolo fully supports the development of Instant Payments (IPs) across EU countries.

Intesa Sanpaolo agrees that a lack of well-functioning instant credit transfer solution that could fully rely on European payments infrastructure obliges most of the European PSPs to be dependent on global players, being them cards or more and more Big Techs for EU cross-border card payments. We share the EC concerns on the still low level of adherence to the SCT Inst scheme by EU PSPs.

We are pleased to provide our comments on the CSDR roadmap and would take this opportunity to draw EC attention on four specific issues extremely critical for us. For more details on our stance on the CSDR review as a whole (including internalized settlement and scope) please see our response to the recent targeted consultation.

Intesa Sanpaolo strongly welcomes the Inception Impact Assessment (IIA) of the European Commission (EC) on benchmarking and harmonizing national insolvency procedures in the EU. We also share the general goals and principles announced by the EC, in particular with regard to: (i) Fostering cross border investments, also in light of the need to accomplish the Capital Markets Union (ii) Strike a balance between the…

Intesa Sanpaolo welcomes the initiative of the European Commission (EC) to undertake a review of the Benchmark regulation (BMR) and the opportunity to comment on the Proposal published on 24 July. The European Commission correctly identifies the crucial issue that needs to be addressed by the Proposal: to ensure a smooth transition away from a critical benchmark in cessation and face the risk of frustrating a broad…

Intesa Sanpaolo welcomes the initiative of the European Commission to undertake a review of the Benchmark regulation (BMR) and the opportunity to comment on the inception impact assessment. The European Commission correctly identifies in the inception impact assessment the crucial issues that need to be addressed by a review of the BMR.

Intesa Sanpaolo strongly supports the European Commissions initiative to extend permanently the application of the current 0%, and 5% RSF factors for reverse repos with maturity shorter than 6m and secured respectively by HQLA Level 1 assets and other collateral.

Intesa Sanpaolo thanks the European Commission for the opportunity to comment on the proposed reform of the EU legislation on the distance marketing of consumer financial services. Here below our three main comments, regarding the scope, pre-contractual information and subsequent transactions.

Intesa Sanpaolo welcomes the opportunity to provide its preliminary comments to the European Commission’s proposal for a Regulation on Digital Operational Resilience for the financial sector (so-called DORA). Intesa Sanpaolo supports the aim of this proposal which is to set up a detailed and comprehensive framework on digital operational resilience for EU financial entities.