Directive (EU) 2023/26732022/0147(COD)COM(2022)204IMCO

Financial services contracts concluded at a distance

Amending Directive 2011/83/EU concerning financial services contracts concluded at a distance and repealing Directive 2002/65/EC

Stage: In force, reached 28 Nov 2023
In force: In force since 18 Dec 2023 · CELEX 32023L2673
Transposition deadline: 19 Dec 2025
Procedure: Ordinary legislative procedure
Rapporteur: Arba Kokalari (EPP)
Lead DG: DG JUST
Commissioner: Didier Reynders
Last activity: 28 Nov 2023

33 entries · record as of 14 Sept 2026

Where it stands

Latest: Published in the Official Journal, 28 Nov 2023.

Show the earlier record: 21 dates, 25 Jun 2021 to 29 Jun 2023

25 Jun 2021
- Inception impact assessment closed: Distance Marketing of Consumer Financial Services - Review of EU rules, 14 responses · Commission
28 Sept 2021
- Public consultation closed: Distance Marketing of Consumer Financial Services - Review of EU rules, 45 responses · Commission
12 May 2022
- Adoption by Commission
13 May 2022
- Discussions within the Council or its preparatory bodies
18 May 2022
- Plenary sitting
- Referred to committee
8 Jul 2022
- Feedback on adopted proposal closed: Distance Marketing of Consumer Financial Services - Review of EU rules, 24 responses · Commission
6 Oct 2022
- Discussions within the Council or its preparatory bodies
10 Oct 2022
- Committee opinion tabled
21 Nov 2022
- Committee report tabled
- EP committee draft report
24 Jan 2023
- Committee opinion adopted
15 Feb 2023
- Discussions within the Council or its preparatory bodies
24 Feb 2023
- Discussions within the Council or its preparatory bodies
28 Feb 2023
- Discussions within the Council or its preparatory bodies
2 Mar 2023
- Discussions within the Council or its preparatory bodies
28 Mar 2023
- Committee report adopted
30 Mar 2023
- Tabled for plenary
17 Apr 2023
- Plenary sitting
19 Apr 2023
- Plenary endorsed the trilogue mandate
28 Apr 2023
- Discussions within the Council or its preparatory bodies
21 Jun 2023
- Discussions within the Council or its preparatory bodies
29 Jun 2023
- Committee approved the provisional agreement

5 Oct 2023
- Plenary adopted first-reading position
- Plenary vote
- Debate in plenary
6 Oct 2023
- Discussions within the Council or its preparatory bodies
18 Oct 2023
- Discussions within the Council or its preparatory bodies
23 Oct 2023
- Discussions within the Council or its preparatory bodies
25 Oct 2023
- Approval of the EP's first reading position by the Council (adoption of the legislative act)
20 Nov 2023
- Plenary sitting
22 Nov 2023
- Signed
28 Nov 2023
- Published in the Official Journal

8 people

Who is on it

The Parliament's rapporteurs, shadow rapporteurs and opinion rapporteurs currently on this file.

Role	Name	Group	Country	Committee
Rapporteur	Arba Kokalari	EPP	SE	IMCO
Shadow rapporteur	Alessandra Basso	PfE	IT	IMCO
Shadow rapporteur	Claude Gruffat	Greens/EFA	FR	IMCO
Shadow rapporteur	Eugen Jurzyca	ECR	SK	IMCO
Shadow rapporteur	Kateřina Konečná	The Left	CZ	IMCO
Shadow rapporteur	Maria-Manuel Leitão-marques	S&D	PT	IMCO
Shadow rapporteur	Stéphanie Yon-courtin	Renew	FR	IMCO
Rapporteur for opinion	Stéphanie Yon-courtin	Renew	FR	ECON

53 amendments

Amendments

Tabled on 29 Sept 2023. The texts are in the amendment documents below.

By committee

IMCO53

By article

Article 1 – paragraph 1 – point 229
Article 1 – paragraph 1 – point 1 – point a2
Article 1 – paragraph 1 – point 1 a (new)1
Article 2 – paragraph 1 – subparagraph 11
Article 2 – paragraph 1 – subparagraph 21
Article 2 – paragraph 2 a (new)1
Article 2 – title1
Recital 101
Recital 111
Recital 121

Show 14 more provisions

Recital 131
Recital 161
Recital 16 a (new)1
Recital 171
Recital 181
Recital 201
Recital 221
Recital 251
Recital 261
Recital 271
Recital 27 a (new)1
Recital 31
Recital 41
Recital 71

11 documents

Documents

Newest first. Each opens at its source.

Report · A9-0097/2023Parliament
Proposal · COM(2022)0204Parliament
Text adopted · Directive 2023/2673Commission
Agenda · GEDA/A/(2023)004000Parliament
Text adopted · OJ L 000 28.11.2023, p. 0000Commission
Committee opinion · PE736.617Parliament
Report · PE738.712Parliament
Amendments · PE740.643Parliament
Agenda · PE750.091Parliament
Text adopted · SP(2023)557Parliament
Text adopted · T9-0354/2023Parliament

1 consultation

Consultations on it

The Commission's Have Your Say consultations linked to this file. Where we publish the positions filed, the title opens them here.

Consultation	Feedback deadline	Feedback received
Distance Marketing of Consumer Financial Services - Review of EU rules Who filed what · Follow the consultation	8 Jul 2022	83

Summary

Generated

This directive updates consumer protection rules for financial services sold remotely, such as online banking or insurance, aligning them with the general Consumer Rights Directive. It clarifies information requirements and withdrawal rights for distance contracts, affecting financial service providers and consumers. Signed in November 2023, the legislation is now in force.

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Sources: EP Legislative Observatory · EUR-Lex. Record as of 14 Sept 2026. Something wrong on this page? Report an error.

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