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Directive (EU) 2023/22252021/0171(COD)COM(2021)347
Consumer credits
- Stage
- In force, reached 30 Oct 2023
- In force
- In force since 19 Nov 2023 · CELEX 32023L2225
- Transposition deadline
- 20 Nov 2025
- Procedure
- Ordinary legislative procedure
- Rapporteur
- Kateřina Konečná (The Left)
- Last activity
- 13 Nov 2023
40 entries · record as of 14 Sept 2026
Where it stands
Latest: Discussions within the Council or its preparatory bodies, 13 Nov 2023.
ShowHide the earlier record: 29 dates, 1 Sept 2020 to 15 Sept 2023
- 1 Sept 2020
- Inception impact assessment closed: Consumer Credit Agreement – review of EU rules, 25 responses · Commission
- 6 Oct 2020
- Public consultation closed: Consumer Credit Agreement – review of EU rules, 393 responses · Commission
- 1 Jul 2021
- Adoption by Commission
- Discussions within the Council or its preparatory bodies
- 5 Jul 2021
- Discussions within the Council or its preparatory bodies
- 8 Jul 2021
- Plenary sitting
- Referred to committee
- 2 Sept 2021
- Feedback on adopted proposal closed: Consumer Credit Agreement – review of EU rules, 50 responses · Commission
- 29 Sept 2021
- Discussions within the Council or its preparatory bodies
- 4 Oct 2021
- Discussions within the Council or its preparatory bodies
- 8 Oct 2021
- Discussions within the Council or its preparatory bodies
- 11 Nov 2021
- Discussions within the Council or its preparatory bodies
- 19 Nov 2021
- Discussions within the Council or its preparatory bodies
- 11 Jan 2022
- Discussions within the Council or its preparatory bodies
- 14 Feb 2022
- Discussions within the Council or its preparatory bodies
- 16 Feb 2022
- Discussions within the Council or its preparatory bodies
- 4 Apr 2022
- Discussions within the Council or its preparatory bodies
- 8 Apr 2022
- Discussions within the Council or its preparatory bodies
- 2 Jun 2022
- Discussions within the Council or its preparatory bodies
- 7 Jun 2022
- Discussions within the Council or its preparatory bodies
- 8 Jun 2022
- Discussions within the Council or its preparatory bodies
- 9 Jun 2022
- Discussions within the Council or its preparatory bodies
- 12 Sept 2022
- Plenary sitting
- 14 Sept 2022
- Plenary endorsed the trilogue mandate
- 4 Oct 2022
- Discussions within the Council or its preparatory bodies
- 6 Oct 2022
- Discussions within the Council or its preparatory bodies
- 15 Feb 2023
- Discussions within the Council or its preparatory bodies
- 22 Jun 2023
- Discussions within the Council or its preparatory bodies
- 11 Sept 2023
- Debate in plenary
- 12 Sept 2023
- Plenary adopted first-reading position
- Plenary vote
- 15 Sept 2023
- Discussions within the Council or its preparatory bodies
- 25 Sept 2023
- Discussions within the Council or its preparatory bodies
- 27 Sept 2023
- Discussions within the Council or its preparatory bodies
- 9 Oct 2023
- Discussions within the Council or its preparatory bodies
- 11 Oct 2023
- Approval of the EP's first reading position by the Council (adoption of the legislative act)
- 16 Oct 2023
- Plenary sitting
- 18 Oct 2023
- Signed
- 30 Oct 2023
- Published in the Official Journal
- 13 Nov 2023
- Discussions within the Council or its preparatory bodies
8 people
Who is on it
The Parliament's rapporteurs, shadow rapporteurs and opinion rapporteurs currently on this file.
| Role | Name | Group | Country | Committee |
|---|---|---|---|---|
| Rapporteur | Kateřina Konečná | The Left | CZ | IMCO |
| Shadow rapporteur | Alessandra Basso | PfE | IT | IMCO |
| Shadow rapporteur | Eugen Jurzyca | ECR | SK | IMCO |
| Shadow rapporteur | Malte Gallée | Greens/EFA | DE | IMCO |
| Shadow rapporteur | Maria-Manuel LEITÃO-MARQUES | S&D | PT | IMCO |
| Shadow rapporteur | Stéphanie YON-COURTIN | Renew | FR | IMCO |
| Shadow rapporteur | Tomislav Sokol | EPP | HR | IMCO |
| Rapporteur for opinion | Marek Belka | S&D | PL | ECON |
232 amendments
Amendments
Tabled between 6 Sept 2023 and 8 Sept 2023. The texts are in the amendment documents below.
By committee
- IMCO231
Covers 231 of the 232 amendments.
By author
- Anna Cavazzini1
Amendments each member tabled or co-signed. The record names an author on 1 of the 232 amendments.
By article
- ANNEX 1 – part 21
- ANNEX 1 – part 31
- ANNEX 1 – part 41
- ANNEX I – part 5 a (new)1
- ANNEX II1
- Article 10 – paragraph 1 – subparagraph 11
- Article 10 – paragraph 1 – subparagraph 21
- Article 10 – paragraph 21
- Article 10 – paragraph 3 – point n1
- Article 10 – paragraph 3 – subparagraph 1 – point n a (new)1
ShowHide 20 more provisions
- Article 10 – paragraph 3 – subparagraph 1 – point p1
- Article 10 – paragraph 3 – subparagraph 1 – point s1
- Article 10 – paragraph 3 – subparagraph 1 – point v a (new)1
- Article 10 – paragraph 4 – introductory part1
- Article 10 – paragraph 4 – point c1
- Article 10 – paragraph 4 – point f1
- Article 10 – paragraph 4 – point f a (new)1
- Article 10 – paragraph 4 – point f b (new)1
- Article 10 – paragraph 4 – subparagraph 1 a (new)1
- Article 10 – paragraph 5 – subparagraph 11
- Article 10 – paragraph 5 – subparagraph 1 a (new)1
- Article 10 – paragraph 5 – subparagraph 21
- Article 10 – paragraph 61
- Article 10 – paragraph 71
- Article 10 – paragraph 7 a (new)1
- Article 10 – paragraph 81
- Article 11 – paragraph 11
- Article 11 – paragraph 2 – point k a (new)1
- Article 11 – paragraph 2 – point k b (new)1
- Article 11 – paragraph 2 – point o a (new)1
Covers 30 of the 232 amendments.
15 documents
Documents
Newest first. Each opens at its source.
- Report · A9-0212/2022Parliament
- Proposal · COM(2021)0347Parliament
- Text adopted · Directive 2023/2225Commission
- Agenda · GEDA/A/(2023)003048Parliament
- OJ C 403 06.10.2021, p. 0005Commission
- Text adopted · OJ L 000 30.10.2023, p. 0000Commission
- Report · PE696.560Parliament
- Committee opinion · PE704.756Parliament
- Amendments · PE719.857Parliament
- Amendments · PE729.905Parliament
- Amendments · PE729.906Parliament
- Amendments · PE732.820Parliament
- Agenda · PE746.917Parliament
- Text adopted · SP(2023)525Parliament
- Text adopted · T9-0304/2023Parliament
1 consultation
Consultations on it
The Commission's Have Your Say consultations linked to this file. Where we publish the positions filed, the title opens them here.
| Consultation | Feedback deadline | Feedback received |
|---|---|---|
| 2 Sept 2021 | 468 |
Summary
GeneratedThe Consumer Credit Directive modernizes EU rules to strengthen consumer protection in credit agreements, particularly for online and short-term loans, while promoting a competitive digital market.
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