Skip to main content
PolicySpeak
← All legislative files
Regulation (EU) 2019/6302018/0060(COD)COM(2018)134

Statutory prudential backstops addressing insufficient provisioning for newly originated loans that turn non-performing

Stage
In force, reached 25 Apr 2019
In force
In force since 26 Apr 2019 · CELEX 32019R0630
Procedure
Ordinary legislative procedure
Lead DG
DG FISMA
Last activity
26 Apr 2019
3 entries · record as of 30 Sept 2026

Where it stands

Latest: Published in the Official Journal, 25 Apr 2019.

  1. 7 Dec 2017
    • Inception impact assessment closed: Statutory prudential backstops addressing insufficient provisioning for newly originated loans that turn non-performing, 2 responses · Commission
  2. 26 May 2018
    • Feedback on adopted proposal closed: Statutory prudential backstops addressing insufficient provisioning for newly originated loans that turn non-performing, 15 responses · Commission
  3. 25 Apr 2019
    • Published in the Official Journal
3 amendments

Amendments

Tabled on 6 Mar 2019. The texts are in the amendment documents below.

By author

  • Lynn Boylan1

Amendments each member tabled or co-signed, among signers matched to our directory. The record names a matched author on 1 of the 3 amendments.

By article

  • Article 1 – paragraph 22
  • Article 1 – paragraph 3 a (new)1
11 documents

Documents

Newest first. Each opens at its source.

1 consultation

Consultations on it

The Commission's Have Your Say consultations linked to this file. Each title opens on the Commission's portal.

ConsultationFeedback deadlineFeedback received
26 May 201817

Summary

Generated

This in-force regulation establishes binding minimum provisioning levels banks must set aside for loans that become non-performing after origination. It targets credit institutions across the EU to harmonize and strengthen loss-covering practices. The measure, led by DG FISMA, is now in force.

What the workspace adds on this file

Everything above is the public record. In the workspace, subscribers see this file with their own layer on top.

Why it matters to you

What this file means for your organization, assessed against your own priorities.

What moved

When this file moves, it reaches your own briefing, with a link to its source.

Your contacts on it

Your team's contacts logged against this file: who you met, what was said and the next step.

A first draft

A statement, a member update or a meeting brief on this file, in your organization's voice, with its sources.

Sources: EP Legislative Observatory · EU Law Tracker · EUR-Lex. Record as of 30 Sept 2026. Something wrong on this page? Report an error.

Request access

See this file with your own layer on top: why it matters to you, your contacts on it and a first draft. We’ll schedule a 20-minute walkthrough.

Hosted in the EU · Security →

By submitting, you agree to our privacy policy.