Interchange Fees for Card-Based Payment Transactions Regulation
Proposal for a REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on interchange fees for card-based payment transactions
- Stage
- In force, reached 19 May 2015
- In force
- In force since 8 Jun 2015 · CELEX 32015R0751
- Procedure
- Regulation · Ordinary legislative procedure
- Last activity
- 8 Jun 2015
Where it stands
Latest: Signature by the president of the EP and by the president of the Council, 29 Apr 2015.
ShowHide the earlier record: 1 date, 24 Jul 2013 to 24 Jul 2013
- 24 Jul 2013
- Adoption by Commission
- 25 Jul 2013
- Transmission to Council
- Transmission to Parliament
- 8 Oct 2013
- Referral of the legislative proposal to the EP committee responsible (announced in plenary)
- 3 Apr 2014
- EP decision on amendments to the legislative proposal
- EP opinion on 1st reading
- 10 Nov 2014
- Discussions within the Council or its preparatory bodies
- 10 Mar 2015
- EP opinion on 1st reading
- EP position at first reading
- 13 Mar 2015
- Commission position on EP amendments on first reading
- 20 Apr 2015
- Approval of the EP's first reading position by the Council (adoption of the legislative act)
- 29 Apr 2015
- Signature by the president of the EP and by the president of the Council
Delegated and implementing acts beneath it
By status: 1 published.
| Act | Kind | Status | Adoption |
|---|---|---|---|
| Commission Delegated Regulation (EU) 2018/72 | Delegated · Regulation | Published | 04/10/2017 |
Titles link to EUR-Lex where the act has been published.
Documents
Newest first. Each opens at its source.
- Report · A7-0167/2014Parliament
- Report · A8-0022/2015Parliament
- OJ C 038 08.02.2014, p. 0014Commission
- OJ C 193 24.06.2014, p. 0002Commission
- Text adopted · OJ L 123 19.05.2015, p. 0001Commission
- Report · PE522.956Parliament
- Amendments · PE524.782Parliament
- Agenda · PE604.813Parliament
- Text adopted · Regulation 2015/0751Commission
- Text adopted · SP(2015)232Parliament
- Text adopted · T7-0279/2014Parliament
- Text adopted · T8-0048/2015Parliament
Summary
GeneratedThis regulation caps interchange fees on consumer debit and credit card transactions to lower costs for merchants and consumers and promote competition. It affects payment card networks (Visa, Mastercard), issuing and acquiring banks, and all retail merchants. In force since June 2015, the European Commission monitors compliance and reviews impact.
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A first draft
Sources: EP Legislative Observatory · EU Law Tracker · EUR-Lex. Record as of 30 Sept 2026. Something wrong on this page? Report an error.
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