2013/0264(COD)COM(2013)547

Payment Services Directive (PSD3)

Proposal for a DIRECTIVE OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on payment services in the internal market and amending Directives 2002/65/EC, 2013/36/EU and 2009/110/EC and repealing Directive 2007/64/EC

Stage: In force, reached 23 Dec 2015
In force: In force since 12 Jan 2016 · CELEX 32015L2366
Transposition deadline: 13 Jan 2018
Procedure: Directive · Ordinary legislative procedure
Last activity: 12 Jan 2016

10 acts

Delegated and implementing acts beneath it

By status: 9 published, 1 cancelled.

Act	Kind	Status	Adoption
Commission Delegated Regulation (EU) 2025/212	Delegated · Regulation	Published	23/06/2017
Commission Delegated Regulation (EU) 2023/1650	Delegated · Regulation	Published
Commission Delegated Regulation (EU) 2022/2360	Delegated · Regulation	Published	Q2 2022
Regulatory technical standards on authentication and communication foreseen in article 98 of Directive (EU) 2015/2366 on payment services in the internal market.	Delegated · Regulation	Cancelled	11/2018
Commission Delegated Regulation (EU) 2021/1722	Delegated · Regulation	Published	Q2 2018
Commission Delegated Regulation (EU) 2020/1423	Delegated · Regulation	Published	Q2 2018
Commission Delegated Regulation (EU) 2019/411	Delegated · Regulation	Published	Q2 2018
Commission Delegated Regulation (EU) 2018/389	Delegated · Regulation	Published	27/11/2017
Commission Delegated Regulation (EU) 2017/2055	Delegated · Regulation	Published	23/06/2017
Commission Implementing Regulation (EU) 2019/410	Implementing · Regulation	Published

Titles link to EUR-Lex where the act has been published.

14 documents

Documents

Newest first. Each opens at its source.

Report · A7-0169/2014Parliament
Report · A8-0266/2015Parliament
Proposal · COM(2023)0365Commission
Text adopted · Corrigendum to final act 32015L2366R(05)Commission
Text adopted · Directive 2015/2366Commission
OJ C 224 15.07.2014, p. 0001Commission
Text adopted · OJ L 102 23.04.2018, p. 0097Commission
Text adopted · OJ L 337 23.12.2015, p. 0035Commission
Report · PE522.958Parliament
Amendments · PE524.781Parliament
Agenda · PE604.827Parliament
Text adopted · SP(2015)750Parliament
Text adopted · T7-0280/2014Parliament
Text adopted · T8-0346/2015Parliament

Summary

Generated

Directive (EU) 2015/2366 (PSD2) sets EU rules for payment services, including authorization of payment institutions, transparency requirements, and strong customer authentication for online payments. It applies to payment service providers operating in the EU, with exemptions for cash, cheques, and limited-network instruments.

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Sources: EP Legislative Observatory · EU Law Tracker · EUR-Lex. Record as of 30 Sept 2026. Something wrong on this page? Report an error.

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