2010/0373(COD)COM(2010)775

Euro Credit Transfers and Direct Debits Regulation

Proposal for a REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL establishing technical requirements for credit transfers and direct debits in euros and amending Regulation (EC) No 924/2009

Stage: In force, reached 30 Mar 2012
In force: In force since 31 Mar 2012 · CELEX 32012R0260
Procedure: Regulation · Ordinary legislative procedure
Last activity: 31 Mar 2012

1 act

Delegated and implementing acts beneath it

By status: 1 published.

Act	Kind	Status	Adoption
Commission Implementing Regulation (EU) 2025/1979	Implementing · Regulation	Published

Titles link to EUR-Lex where the act has been published.

14 documents

Documents

Newest first. Each opens at its source.

Report · A7-0292/2011Parliament
Proposal · COM(2017)0683Commission
OJ C 155 25.05.2011, p. 0001Commission
OJ C 284 28.09.2011, p. 0001Commission
Text adopted · OJ L 094 30.03.2012, p. 0022Commission
Report · PE462.701Parliament
Committee opinion · PE462.912Parliament
Amendments · PE464.956Parliament
Text adopted · Regulation 2012/0260Commission
SEC(2010)1583Commission
SEC(2010)1584Commission
SEC(2010)1585Commission
Text adopted · SP(2012)213Parliament
Text adopted · T7-0037/2012Parliament

Summary

Generated

Regulation (EU) No 260/2012 sets technical and business requirements for euro credit transfers and direct debits, including reachability, interoperability, and message formats. Amended in 2024, it mandates instant credit transfers: euro-area PSPs must offer receiving by 9 January 2025 and sending by 9 October 2025; non-euro-area PSPs by 9 January 2027 and 9 July 2027.

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Sources: EP Legislative Observatory · EU Law Tracker · EUR-Lex. Record as of 30 Sept 2026. Something wrong on this page? Report an error.

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